Family-Owned in Central Florida Since 1972BBB A+ AccreditedGAF Master Elite(407) 660-2212

Central Florida's Favorite Roofer

Roof Insurance Claim Assistance in Central Florida — Trusted Since 1972

Family-owned since 1972. 20,000+ roofs replaced across six counties. Get a real price in minutes — no sales visit required.

Completed shingle roof replacement in Port Orange, FL — Tip Top Roofing CompanyCentral Florida's Favorite Roofer 2025
20,000+
Roofs Replaced Across Central Florida
53+
Years in Business
95%
Referral & Repeat
A+
BBB Accredited
5-Yr
Workmanship Warranty

Filing a roof insurance claim can feel confusing and stressful — especially after a storm. You deserve a roofer who documents the damage honestly, explains the process in plain language, and keeps you in control of your own claim. Tip Top Roofing has guided Central Florida homeowners through claims for 53 years and is the 2025 Central Florida's Favorite Roofer. Start with a free inspection or call (407) 660-2212.

How We Help — Honestly

Our role is straightforward: we perform a thorough inspection, document the physical condition and damage of your roof clearly, and provide that documentation to you and your insurer. We explain what we find, answer your questions, and help you understand your options. What we don't do is overpromise — we're a roofing contractor, not a public adjuster, and your coverage is ultimately determined by your insurance company. Honest documentation is the most valuable thing we provide.

What the Law Requires (and Protects)

Florida Statute §489.147 makes it illegal for a contractor to offer to waive, absorb, or rebate your insurance deductible, or to knowingly damage property to secure insurance work. We follow the law, full stop — and we'd urge you to be wary of any contractor who offers to "cover your deductible." That's a red flag, not a deal. We assume no responsibility for coverage decisions, which rest with your carrier.

From Claim to Completed Roof

If your claim is approved, our repair and replacement teams complete the work to code with our five-year workmanship warranty. If you're dealing with recent storm damage, that's where the process usually begins.

Frequently Asked Questions

Do you handle the whole insurance claim for me? We document the damage and guide you through the process, but we're not a public adjuster — you stay in control of your claim, and your insurer decides coverage.

Can you guarantee my claim will be approved?

No. No honest contractor can. We provide clear, accurate documentation of the damage; the coverage decision rests with your insurance company.

Is it legal for a roofer to pay my deductible?

No — Florida law (§489.147) prohibits waiving, absorbing, or rebating deductibles. Be cautious of anyone who offers to.

Dealing with a roof claim? Honest guidance from a family company since 1972. Get your free roof assessment →

Free Estimate

Schedule a Roof Evaluation

Prefer a personal look? Share a few details and we'll reach out to schedule your free, no-pressure roof evaluation.

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No obligation — we typically reply the same day.

Why Tip Top

A Name You Can Stand Under

Over 20,000 re-roofs in 50+ years. Here's what five decades of doing it right gets you:

Superior Quality, Never Skimped

We never cut corners on materials or labor. Shortcuts shorten roof life and risk your home.

Family-Oriented Service

President Lee Wallace took over from his father. Every job is treated like it's for our own family.

95% Referrals & Repeat Business

Most of our work comes from neighbors sending neighbors — earned one roof at a time.

Schedule Free Roof Evaluation
A cheap roof may be the most expensive thing you ever buy.— Lee Wallace, President & Owner
Reviews

What Central Florida Says

★★★★★

I have used Tip Top Roofing for over 30 years and they were always there when I needed them for repairs. As for roof replacements, they do excellent work and stand behind their install.

Scott A.
Verified Google review
★★★★★

I had an excellent experience with Tip Top Roofing from start to finish. The entire team was professional, responsive, and incredibly knowledgeable throughout the process.

Nicholas W.
Verified Google review
★★★★★

Tip Top Roofing did an excellent job replacing our roof. The crew was professional, friendly, and hardworking, and they did a thorough cleanup when the job was finished.

Shenelle W.
Verified Google review
★★★★★

Great service — Rory was super friendly and handled the repair for us immediately!

Paula V.
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Roofing FAQ

Questions, Answered

How much does a new roof cost in Central Florida?

It varies with size, pitch, and material. The fastest way to a real number is our free instant estimate — no sales visit required.

Will my insurance cover a roof replacement?

If your roof was damaged by a covered storm event, often yes. We document the damage and walk you through the claim at no cost.

How long does a typical roof take?

Most homes are completed in one to two days, weather permitting, with a thorough magnetic nail sweep before we leave.

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